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We also buy furniture for old-age homes. Most importantly, we ensure that every bit of plastic from our factory goes into recycling.

We never use things that are hazardous to our workers, or the environment. We never subject our food to a harmful process as we want to keep our products as natural as we can. The product is quite sustainable. With increasing awareness around health and wellness, the market share for healthy juices is expected to increase by 5. Lalita employs seven women directly, and has trained around 30 widows, school dropouts, elderly indigenous women, and adolescent girls, by giving them an opportunity to work at her unit on a part-time basis, helping them learn easy tasks, such as pasting or arranging finished products.

She is thus helping develop the entrepreneurial ecosystem in this remote rural village that affords few opportunities for gainful employment. Considered a male-dominated field, even more so in India, not many decisions made by women to enter the field of the sciences are welcomed by all.

Luckily for Amruta Mangale from Pune, she was born into a family that did not feel the same way. She completed her Masters in Organic Chemistry from Indapur district in Pune, well supported in her decision by her middle-class family, despite their struggles.

The real challenge for Amruta started post her education when she started looking for a job. Even with a Masters degree, she could only secure a job in the quality control department of a local dairy in her district. Her salary was INR 10, a month. But Amruta had a different mindset from the beginning. She wanted to utilise her education to the maximum and start her own business. After she married in , she found the perfect partner to take this idea forward with.

Her in-laws were very supportive of her ideas and stood by her decisions even as she decided to sell her jewellery to arrange for funds to make her dreams come true. Thus began her journey to shatter the glass ceiling. Today Amruta runs Hindavi Solution Pvt.

The use of adhesive tapes offers many advantages over binding techniques such as sewing, mechanical fastening, thermal bonding, etc. These include the ability to bind different materials together, to distribute stress more efficiently across the joint, the cost-effectiveness of an easily mechanized process, an improvement in aesthetic design, and increased design flexibility. Her company was launched in She developed the products inhouse and scaled up the production to the commercial level without compromising on product quality or cost effectiveness.

An intelligent businesswoman, Amruta got involved in this business only after conducting a careful and extensive market research. She earlier had a not-so-successful run with a CCTV installation business. Her research revealed that the adhesive required for packing tape in Pune is supplied from companies based in Gujrat, Wapi and Daman.

There were no Pune-based manufacturers. And yet, there are around big companies manufacturing packing boxes with an average monthly requirement of around tons of packing adhesives.

However, when she approached Bank of Maharashtra for a business loan to expand her business, her application did not go through because she had no collaterals in Pune. The bank manager took notice of her and referred her to BYST. BYST helped her and facilitated the process of loan application. Kiran Nawathe, a veteran automotive design engineer, sought after engineering and management best practices speaker.

Nawathe helped focus on taking an innovative route in manufacturing adhesives for packaging. With his guidance, Amruta has been able to understand the market, changing customer needs, where to sell and how to expand. She also learnt to optimise working capital, diversify her products, maintain and improve product quality, importance of after sales service and low credit period from her mentor and is putting it to good use. During Covid19, when inter-state transportation was shut, her mentor guided her to approach the packaging units to sell her adhesives.

All the new strategies she keeps learning from her mentor makes Amruta confident to hit the INR 10 crore mark by And she is already at INR 7. Today, Beestofix also produces tape pigment, solvent cement. They are planning to launch wood working adhesives in the future. She also generated employment for the residents, hence contributing to national development.

Today, Beestofix manufactures over tonnes of industrial adhesive, kg of printing ink and kg of colour pigment every month. She started her business of manufacturing adhesives in March After the pandemic hit and the lockdown followed, her business was completely shut. However, her sound financial planning enabled her to tackle the situation better and she could pay staff salaries, rent of the unit and other expenses of the business.

In fact, once she settled into the rhythm, amidst the pandemic, she soared. Utilising the lockdown situation to her advantage and executing all she learnt from the various webinars organised by BYST on digitisation and social media marketing, she started using digital platforms to grow her business.

Through her social media handle she reached out to many prospects, understood their requirements, sent quotations, sealed orders and her business was back in action. She also manufactured product samples and sent it to prospects. That helped convert them into customers. Amidst the lockdown, Amruta managed to expand her sales nationally by going digital. Under the proposed programme, BYST intends to replicate its programme and create an entrepreneurial ecosystem in Puducherry.

Under the Mentor Development programme, the institutional mentors will be trained and accredited from various parts. Bharatiya Yuva Shakti Trust has instilled a ray of hope in Divya by getting her business loan disbursed amidst lockdown.

With all the businesses shut down and banks functioning with a skeletal staff, it was quite a challenging task for BYST representatives for arranging to disburse this loan. Divya Om Prakash runs a Paper bags manufacturing company with her husband in Chennai. Due to the outbreak of the virus and the lockdown that followed, their company is closed from the last week of March. She was facing challenges in paying salaries to her 6 employees. Meanwhile, BYST staff through relentless follow-up with the bank got her loan of 2 lakhs disbursed and the amount was credited into her account on 20th April The burden of paying the loan for the next 3 months has been relaxed under the government moratoriums hence she is contemplating using the amount to pay salaries to her employees — all of whom are women who stay in the neighborhood.

As it was demanding and tiresome the couple decided to switch to doing something on their own. They partnered with a relative who had a company for manufacturing leather bags. After working there for a brief span, the idea of manufacturing paper bags struck them, and immediately they set to work on it.

They carried out a market study the varieties, availability, costs, etc. Initially, they were 2 women who came into work from the neighborhood and got paid on a weekly basis. Now, the company has 6 women employees and supplies to major outlets from textiles to stationery shops and food joints in Chennai.

As the business picked up in a few months, the couple wanted to expand the business but were contemplating the arrangement of funds. That process has finally completed with this disbursement, thanks to the proactive follow-ups and numerous phone calls between BYST staff and the Bank.

Divya and her husband are indeed thankful for the timely support from BYST. Once the lockdown is over, Divya is hopeful to resume her business and carryout expansion. However, normalcy will be restored slowly but steadily, and one will surely see the growth rates that is aspired for but need to have the patience for the time being.

A business plan is a blueprint for your business. It also depicts action points on a monthly, quarterly, and annual basis, so as to achieve the business objectives.

Borrowing funds in the current scenario will be easy but will surely add the burden to your liabilities, and hence financial planning at this point is really a crucial part of the business.

For the regular business planners, this is the time to critically review the plan. Review your plan, not only for this year but the next two years as well. It may call for systematic and large-scale changes in operations, change in pricing policy or delivery terms, etc. To do – Invest your time in planning your business and take the help of BYST, mentor, your business partners, and consultants wherever and whenever required.

Align your business with the theme of recovery Post lockdown, a large chunk of the population may have a lower income level, businesses across the globe will be in a recovery mode. So, realign your business by offering your customers anything that will ease and support the task of recovery.

It will result in customer delight and will win customer loyalty. Find out more about variable cost and fixed cost of business for a better decision. Reach your customer online Keep in touch with your customers by using online platforms. If you have any then this is the right time to have one. Take the help of digital marketing experts and try studying the online supply chain till then. Make use of this lockdown time, to speak to your customers, suppliers, and employees also. Try to have video conferencing with them.

Take your business online in true sense. Make all your stakeholders feel that they are important to you and you stand with them at this time. The digital economy is vast, make the most of it. Your minimum cost is INR 10, per hour of project work. This model is not only appreciated by loved by customers and they will become your long term, business partners. To do Remember that, value capturing will be a tougher challenge than value delivery in the next few quarters.

Benjamin, 40 an enthusiastic entrepreneur of BYST, has leaped at the chance of modifying his business from manufacturing cloth bags to manufacturing masks, thus turning the situation to his advantage. As his employees are predominantly women and belong to the bottom rungs of the society with minimal income, Benjamin has an additional responsibility to ensure their decent survival.

After giving a lot of thought to the situation and ways to support his employees, the idea of manufacturing masks struck Benjamin who immediately started exploring the same. Supported by BYST with a term loan of 5 lakhs, the business was also a way of giving back to society, especially to the downtrodden community.

He was instrumental in engaging women as tailors into his business. When he zeroed-in on manufacturing masks, he quickly did some research on it and after some guidance from his Mentor, Victor Joseph, he worked on identifying the leads to manufacture them. He proposed to produce a three-layered mask using non-polypropylene material, suppliers for which are from Madurai, Tamil Nadu.

Even though his proposal was in place, the major challenge lies in the transportation of his raw materials amidst the lockdown. Being the proactive person he is, Benjamin advanced the procedures, fixed an online appointment, and got the proposal sanctioned from the collector! Currently, he is all set to start his production within a week.

He has priced the masks at a nominal rate of Rs. He is also networking with his contacts for attracting more customers.

By , he plans to expand his business unit to a bigger level. Since the lockdown, with his cement pipe manufacturing unit shut, it has been tough for Ragu. Despite that, he has been rendering all the necessary support to his 30 plus employees, including 10 migrant labourers from the north.

Ever since the lockdown 5 of the migrant labourers were helped by Ragu to safely reach their hometown. He supports the rest of his employees with accommodation and food expenses on a weekly basis and ensures full payments to all his employees.

The empathy that he has probably stemmed from his own experience and background — a life of struggle and hardship, before he made it big as an entrepreneur. Ragu, hailing from a scheduled tribal community in Oragadam village, Tamil Nadu, started his career in as a lorry cleaner. In , he joined as a loader in a small company that manufactured cement pipes. Working as load-man, Ragu established contact with a Karur-based firm and started marketing their cement pipes in Chennai.

Possessing few sub-contract orders from Tamil Nadu Electricity Board, Ragu approached every local bank to get a business loan, however his efforts failed. In a newly established branch of IOB bank near his unit lent 24, which he successfully repaid in BYST supported Ragu in maintain all his records properly and hand-held him for nearly a year.

In , he was given an additional loan of Rs , Lacs from Indian Bank. Ragu enjoys good customer base from an array of industry. Everest Pipes manufactures a wide range of customized products including Cement pipes, Hollow bricks, manhole covers for building roads and drainages, favour blocks used for setting car parking floors and well-rings used for setting up septic tanks.

Mr Ragu, who resides with his family in Perungulathur, considers it his duty to support his employees during such challenging times. With this amount, he has effectively managed to afford the salaries and other expenses of the business. He is coping well and thereby expecting to resume his business post 20th April, as the Govt. Ragu is full of hope and looks forward to resuming his business in full swing!

While her foray into entrepreneurship has been recent, when it came to business sense and empathy for her employees, she has shown immense maturity and foresight. This was obvious the way she handled the crisis that erupted in the wake of the pandemic.

After the lockdown was announced Shamitha started thinking about how the situation would affect her business and impact her ability to manage the outstanding loans.

Being a Clothing Boutique, she felt that the flow of customers will be majorly affected even after the lockdown. Keeping this in mind, she quickly consulted her mentor who advised her to manufacture face masks with the available fabric. Shamitha started stitching masks using the fabric she had for her garments. These masks are naturally dyed and double-layered making it safe for all age groups to use and are non-allergic since there are no chemical dyes. Another important feature is that the masks are washable and hence, can be reused.

She is currently selling the masks to her customers as well as in the neighborhood at the rate of Rs. After about seven years, post her pregnancy, she quit her job. Thereafter, she completed her M. Phil in Textile Science and Fashion Designing. She joined a Clothing store and her unique designs attracted many regular customers. It was during this period that Shamitha gained confidence in her work and wished to start a garments business of her own. Since then she has been provided mentoring support from BYST.

Once the lockdown is over, she is planning to alter the business, according to the situation, so that it improves and thrives. Webinar Addressed by Mrs. Ranjini Manian Before this global pandemic, we were all living a very fast-paced life, and now due to lockdown and work from home, all our schedules have taken a hit.

To effectively use the digital medium, BYST organized a webinar on living a life full of mindfulness in spite of extreme circumstances. Manian with more than thirty years of experience spoke about maintaining a work-life balance during these circumstances. No matter how negative things get around us, it is in our power to make those negatives into positives. To follow this, she began with a few guidelines. Take-Aways: Thrive Sunflower Style: Nature gave us a pause in this life and it’s up to us to refocus our perspectives, think about what actually matters.

Balance for Better: Find a way to bloom in adversity, to make your time alone count. Look for your mind and body, work, and life balance. Take Time for Relationships: “Personal relationships are the first casualties. She led the audience into an 8-minute meditation session, guiding their spirit and actions and bringing about a relaxed and grateful atmosphere.

She said, “learn to be in your own company because that experience helps us to be completely mindful. Gratitude: Make it a way of life, things at the end of the day to see a better change in your outlook. It can be the key, to help you succeed, to make you happy, and be in control of your emotions.

In an urban lifestyle, we have lost sight of ourselves So just be. Live your life and take control of your actions. Begin your day with meditation End your day with gratitude The session was beautifully ended with questions from the audience on how to make someone happy, how to maintain self-respect, and how to cope with negativity around. She also encouraged the support BYST is providing their entrepreneurs in this tough time.

My association with BYST started in through a newspaper advertisement which lured me to give my thoughts a clear vision. I was able to give my start-up Sky Power Industries a kick start with proper guidance, support of a dedicated mentor who has always inspired me and motivated me to achieve success. Since the beginning of my relationship with BYST, my learning has never stopped, from business idea generation to attending sessions on entrepreneurship, workshops have been a blessing to achieve my goal.

My venture of providing pressed steel radiators for distribution of transformers and rectifiers in Pune and surrounding states.

I take great pride that I was in the top 3 finalists from 52 countries and was facilitated with a trophy as a finalist. The experience of this summit was amazing and gave me a broad sense about the entrepreneurial mindsets as this was my first international trip.

GYES made me learn a lot many things through various sessions on tackling difficulties in a start-up venture, successes and failures of the business. To meet entrepreneurs, mentors and people from various organisations, corporates and media representing various countries and the kind of work they are doing gave me a bigger perspective about the whole idea of entrepreneurship and the challenges associated with it.

I am grateful to my family, BYST and my mentor for supporting me in every possible way to achieve my dreams. Sarita Kanungo is from Bhubaneswar, Odisha and has a marvellous academic history. She joined the Center for Modernizing Government Initiative in Prior to that, Sarita was actively involved in several social sector activities.

Sarita has been sincerely working towards social development and has been discussing government-initiated schemes through various training and awareness programs. Her primary aim is to spread awareness in the marginalised communities about the Right to Information act.

Her expertise in administration helps her in getting involved in activities which include imparting training to government officials and PRIs, university, college and school students.

She helps them learn how to build awareness campaigns, develop IEC materials, amongst other administrative processes to bring change.

She has also been playing the role of a resource person in the organisation. She has been extremely enthusiastic and actively participates in every event organised by BYST. She believes BYST is an appropriate platform for her to get a chance to reach as many people as possible and to explore her mentoring ability to help the beneficiaries. Chinupriya Acharaya, who manages a supermarket and is the mother of a 2-month-old child. Juggling between her work and her child was extremely difficult.

Sarita advised Chinu to build a special cabin in the mart itself, so that she could carry her child to work and keep a close eye. Sarita suggested dealing with different customers in unique ways and also helped Chinu in building out strategies and curating various ranges of products to attract a larger number of regular customers. All these steps recommended by Sarita led to Chinu leading a stress-free life as a mother as well as a business-woman.

Sarita makes sure to treat all her mentees differently based on their special needs. BYST focuses on assisting disadvantaged Indian youth to convert their business ideas into viable enterprises. The program guides young entrepreneurs through the various steps in their journey to setting up and running a successful enterprise.

BYST counselors and mentors are key to the experience. Birla is the chairman of the CK Birla Group, a conglomerate operating in nearly every industry possible, be it home and building products, automotive and technology, or healthcare and education. Our mentor Kalpana Ghatge is an Electronic and Telecommunication Engineer and she started off her career as an engineer with the Electronics Corporation of India. After her marriage, she moved to Kolhapur and kept focusing on her career.

Thereafter, she began her venture to manufacture hand operated photocopying machines. During this time, she was simultaneously working with the Kalinga Institute of Industrial Technology as their visiting faculty for Electronics studies. A while later, Kalpana took control of Ghatge Electricals as the director where the company has been manufacturing spare parts for DC motors. She is currently a partner with S. M Ghatge and sons, who are dealers in Hero motorcycles.

She is also a partner in a Nissan dealership in Kolhapur. And these are just a few of her many accomplishments in her prolific professional path. She has been actively mentoring aspiring entrepreneurs and leading them to success. She is currently mentoring a young Sneha Thenge, who is a fashion designer and a first-generation entrepreneur.

Kalpana is also providing Sneha with a holistic understanding of how any enterprise operates to optimise the resources and maximise the gains — monetarily and otherwise. For all of the amazing things Kalpana has accomplished through the years, she was awarded the Successful Female Entrepreneur in the year Her proficiency in Hindi language has also resulted in her winning many national awards in various capacities.

Even the UNO has been appreciative of her contributions and successes in the world of entrepreneurship! She has directly mentored 4 entrepreneurs, counselled over aspiring entrepreneurs and trained others! She is associated with the Chennai Chapter of BYST and has played a plethora of roles in the organisation through the years. Sumathi was instrumental in setting up the Entrepreneurship cell of Canara Bank in From then on, there was no looking back. She was part of the Mentors Mobile Clinic and possesses hands-on experience in working with rural entrepreneurs.

Sumathi has the endearing quality of dealing with each entrepreneur with utmost empathy and building a rapport with them, hearing them out and suggesting possible and achievable solutions. Beyond her role as a mentor in her region, she maintains excellent camaraderie with mentors and with entrepreneurs across BYST-operated areas in India.

This provides her with an understanding of the job beyond the regional limitations. As part of the BYST mentor exchange program, Sumathi also visited Wardha and participated with other mentors, extending her valuable guidance to the stakeholders. She was the only Indian mentor to attend such a profound event. She used the platform to its fullest and spoke about the exclusive activities carried out by BYST to promote entrepreneurship and mentoring in the Indian diaspora. Sunada Kanungo is our mentor from Bhubaneswar, Odisha and is extremely passionate about her ideas and thoughts.

She is a sociable woman with a reliable soul. She is one of those who knows exactly how to strike the perfect balance between personal and professional. During these years, she was simultaneously pursuing her masters degree in English language from Utkal University, Bhubaneswar. Sunanda is an open-minded woman who always welcomes innovative ideas and learning new things. This helps her to always be a step ahead when it comes to providing unique and practical approaches in her professional roles.

During her career, she has been involved with multiple organisations and has proven to be an effective communicator and performer when it comes to her responsibilities. She believes in developing strong relationships and concepts whenever she approaches to tackle any social issue.

Sunanda has been associated with BYST for a while and has been supporting her mentee Chandrakanti Ojha for about a year now. Chandrakanti has her own tailoring unit and intends to make a blooming business out of it, but she lacks knowledge of digital marketing.

Sunanda helped Chandrakanti understand the benefits of using digital space to increase the outreach of her venture. Sunanda helped her open a WhatsApp business account to establish a more convenient networking system with customers and also encouraged her to distribute digital leaflets to promote the business. Sunanda knows there is a difference that needs to be filled in order to make sure that aspiring entrepreneurs with potential but limited resources can reach a larger audience and she always equips her mentees with exactly that.

For her, empowerment comes with access and she wants to be the one providing that! Our mentor Sudha Subramaniam joined BYST with a bag full of expertise over a decade ago and has motivated more than aspiring entrepreneurs on their road to glory ever since.

Hailing from Chennai, Sudha Subramaniam has a stellar experience of over 30 years in competitive business markets. If you think her academic years look stunning then you are in for more surprises in her professional years!

She is an entrepreneur, administrator, marketer in insurance and finance and NGO management. She combines her academic knowledge with technology to make her work stand out in a heavily digitised world. Sudha has been contributing in the fields of education, healthcare, upliftment and empowerment through her presence.

She has played instrumental roles in bringing about changes to the marginalised communities in the private, government and corporate sectors. She is a true changemaker indeed! One of her mentees, Divya Om Prakash, runs a paper bags manufacturing company. They had been dealing with imported GSM papers because of their better quality but their profit margin was not impressive. Sudha has a knack for identifying the right clients and to understand their requirements.

She puts together traditional ways and contemporary innovative business development techniques. This practice is helpful in maximising profitability without compromising on human-centricity or on corporate responsibilities.

Along with mentoring in business development arenas, she is also a strategic committee member for BYST. Naina pursued her higher education in Pune and also completed a certificate course in French from the University of Pune. That is not the end of the excellence for her.

It is a business venture that has been bringing about changes and initiating conversations around the entire concept of electronic waste which reciprocates to society. Her advice is always eco-friendly in nature, but she also keeps in mind that her mentees are just starting off. He deals with laptops and who could be a better fit than Naina for Bilal. Naina helped him understand ethical practices of business and what came out of this mentor-mentee rapport resulted in a successful entrepreneurial story.

Bilal landed his first big client through Naina and that order resulted in a revenue worth rupees 1 crore! Naina makes sure that none of the steps taken in making a profitable business get too hard or expensive to follow through, yet always consciously designed to meet the needs of the entrepreneurs. Jenifer Y personifies this quoted line. Born and raised in Chennai, India, this young woman always dreamt of becoming a doctor from her childhood.

However, her father did not have the means to support this dream financially. Not one to give up on her ambition, Jenifer chose to opt for something closest to becoming a doctor.

She took took up Diploma in Dental Technology. While studying for the diploma, she developed a passion for the subject and graduated with sincerity. It was during the course that she discovered a great business opportunity in the field of dental technology. She immediately began saving for her business.

Jenifer now lives in Ramapuram, Chennai with her husband, Mr. She is a mother to two daughters. However, that capital was not enough to procure equipment required to expand their business. Hence, they bought two machines on credit from the market and repaid the loans within six months. This helped them build a goodwill for themselves. When they began, Jenifer would design the moulds for all the orders by herself. The process was manual, extremely detail-oriented, and time-consuming.

The products had to be handcrafted according to the scanned blueprint. The time she needed to do this became a hindrance in accepting large orders that were coming her way, thus hindering the growth of her business. This was when she thought automation would be able to solve the problem she was facing.

However, automation would need funding. The loan helped her procure an imported designing machine which made her deliver more orders with greater precision, in lesser time. BYST helped her with mentoring support, loan enhancement and trainings. These gave her the exposure she needed to reflect upon her business growth plans and set bigger targets for herself. Haribhaskaran guided her from day one and helped her streamline her business. This set her on to the right path for her to achieve her dreams for her company.

One of the first things he helped her identify were the gaps in bookkeeping. With tips from him, she has learnt to create and maintain a reserve for emergency utilization and does not put the entire income back into the business. Before he intervened, Jenifer did not have a proper book of accounts.

Today, Oscar Dental manufactures and supplies artificial teeth and tooth caps. Their products use eco-friendly materials, and they use a non-polluting production process. They also play an active role in creating awareness about preventive dental care covering gum-loss and bone loss in women. Their technicians are trained to match the colour of implants to natural teeth, thus giving them an edge over other manufacturers. Jenifer plans to go for an expansion loan as soon as the dental health industry stabilises from the impact of the COVID pandemic.

A dental clinic and research centre are also part of the plan. The company has adopted state—of—the—art technology and plans to install advanced machineries. Their plans for the next 5 years are to: Develop 25 skilled workers in the next one year to improve production and enhance capacity utilization of existing machinery, Create systems and procedures to improve productivity and margins, Increase customers base from 70 to clinics, Meet dental treatment needs of thousands of rural Indian women.

Jenifer believes strongly in making the world a better place to live. To build harmony across the globe, Oscar Dental pursues UN SDGs in the following ways: End Poverty in all its forms everywhere — Jenifer specifically selects her employees from marginalized sections of society.

A first-generation entrepreneur from a lower socio-economic background, she not only overcame financial difficulties, but also shattered many gender stereotypes to setup a successful venture in the highly sophisticated Dental Implants Industry. This daughter of a small-time construction labourer today employs 26 people directly and indirectly supports another Her zeal to contribute to the society, makes her design processes to deliver cost-effective, yet high quality tooth implants.

Quality wise, her products are at par with high-end artificial teeth supplied by multinationals. Their longevity is also much better than handmade local products thereby benefitting thousands of poor patients. Their focus is on restoration of natural teeth, and they advise implantation of teeth only if it is necessary.

Minakshi Battashe is one of the oldest mentors in BYST and has been working with the team for over 15 years now. She is an extremely enthusiastic and soulful person who spreads joy through all that she does.

She has been actively counselling and mentoring aspiring entrepreneurs all these years. She is also a member of committees in the organisation through which she brings about constant change and upliftment. Battashe helped Abhishek in making sure that his small business of producing agarbattis incense sticks carves its own niche in the market. Her mentoring also included special advice on how to make the most out of the leftovers from the agarbattis to produce other things in order to ensure the sustainability quotient of the business.

It has been 3 years now and it is a mentor-mentee relationship that has been through the pandemic as well! In fact, Abhishek was about to launch his business in March itself but the lockdown was announced but he did not give up and Dr. Battashe did not leave his side. BYST high-flyer entrepreneur, Balamurugan from Tamil Nadu has experimented and succeeded in designing a UV sterilizer box to kill bacteria present in everyday essentials including cash, mobile, keys etc.

Usually, ultra violet rays are used to kill microbes and most of the hospitals use UV lamps to sterilize the products. Balamurugan has adopted the same technology and modified its usage according to the current situation where hygiene is touted the most important. The UV sterilizer box works in such a way that the energy from the ultraviolet light is absorbed by the fluorescent coating inside the fluorescent lamp and re-emitted as visible light; similar tubes without the same fluorescent coating emit UV light that can be used to disinfect surfaces, since the ionizing effect of UV radiation can kill most bacteria and virus.

It is seen that the average bacterium could be killed between 12 to 16 seconds at a distance of six inches from the lamp. Balamurugan has appealed mainly to the banks to place his sterilizer box in the cash station for the currency notes to be sterilized prior to handing over to the cashier. By doing so, bacteria present in the currency notes are killed ensuring a safe transaction. In addition to currency notes, things like keys, ATM cards, ornaments etc.

He is currently in the process of creating visibility and awareness for his product in the market as well as among the people. He has in fact released a promotional video on the sterilizer box and its significance. However, he managed to pay all his 7 employees their full salaries even during such challenging times. He claims that as an entrepreneur he has also utilized the time to think and modify his products relevant to the post lockdown situation.

He is also aware that for the next few months customers may not be interested on luxury products but the ones that are considered essential. Balamurugan hails from Tindivanam district of Tamil Nadu. His father used to be a farmer. Balamurugan is the only son with two elder sisters and two younger sisters, hence had a major share in running the family.

Jain College-Institute of Management. He has also completed a part-time course of Diploma in Refrigeration and Air-Conditioning in a private institute. In his eagerness to learn all the skills related to servicing and manufacturing electronic consumer goods, he approached and joined small companies that could give him the opportunity to learn.

He gradually rose to become the quality controller in the production unit. With a total of 9 years of experience in both manufacturing, servicing and marketing businesses gave him the needed confidence and skills to start a venture on his own. He deals with Eliteron based Water level controller and other related electronics. The most powerful inspiration is often found in our surroundings, in the small things we grow up with and incidents in our daily lives that leave an impression on us.

It was the same for Yogesh Gawande. Growing up in an agrarian family in Aurangabad, Yogesh experienced the little joys and struggles of being part of a socio-economically backward family of small farmers. His parents owned a small farm, and most of his extended family members were engaged in farming or in agriculture related work. Though his parents struggled financially, they ensured that Yogesh completed his education and enrolled him into Mechanical Engineering.

While he was in college, his parents saved some money with great difficulty, to buy him a mobile phone. However, the boy had other ideas. He used that money to develop the prototype of a liquid spray pump for his first-year engineering project. This pump would spray liquid pesticides or insecticides and would be extremely beneficial for farmers. The pump won him the first prize. Surprised with this success, Yogesh wanted to develop the idea further. He thought about commercialising the product.

Proactive by nature, he started participated in trade shows and expos and displayed his product, even while he continued to study. As a part-time entrepreneur, he managed to sell 20 pumps! Once he completed his degree, it was time to put his ideas into action. He came to BYST with his concept.

BYST helped him through a three-month orientation session where he learnt about the steps of doing business, accounting, marketing, and networking. He was assigned a mentor from a similar field.

With a robust business proposal, Yogesh was able to withdraw a loan to kickstart his business. When the pandemic induced a lockdown in India, he was also able to pitch the product to be used to sanitise narrow roads and streets where big trucks and machines could not reach.

This idea from his mentor helped him create a whole new vertical for his business. Realising that going digital is the next best step for his business, his mentor guided him to create a YouTube channel and register his business on e-commerce portals and web directories.

He also built his own website. I was just a kid out of college at that time. And over eighty five percent of those farmers are small or medium farmers. The farmers in his village were toiling hard, but without much success. Lacking the right equipment and tools, the time they spent in farming was hardly commensurate with the benefits they received. Yogesh desperately wanted to help make their lives better. His product was inspired by the daily battles he grew up observing all around him.

After fine-tuning his products under the guidance of his mentor, the products have had a great impact on the farmer community, helping over 12, farmers spread over 14 States. They no longer have to carry heavy pumps on their backs but can conveniently wheel them to the farm sites thereby saving them from grave physical injuries.

Conventional spraying which would usually take anywhere between one to two hours of time to complete now can be achieved in under 30 minutes. The product is very affordable to even small and marginal farmers. Today, in late twenties, Yogesh can already take care of his family. He is so grateful to them for sacrificing so much to provide for his education and constantly encourage him to follow his dreams.

His father and brother work with him now, helping to extend educational support and internship opportunities to other extended members of the family. He already has created six jobs and has also been able to help his sister and his widowed aunt. Being able to do something for his loved ones at such a young age boosts his confidence. In India and the world over, life usually presents more obstacles in the path of a woman than her male counterpart trying to achieve similar objectives in life; a number of extra hurdles that she must overcome to reach the same destination.

It was not different for Mrs. Vaishali Patil. She had to give up on her studies as soon as she completed her secondary education because her parents would not be able to afford higher education for her.

In many parts of the country, till date, marrying off a girl whose education cannot be afforded is presented as the only solution by the society. The onus of protecting her is transferred from her father to her husband. The same happened with Vaishali. However, life had different plans for her, and did she rise to the occasion! Suddenly, the young woman now had the role of the breadwinner of the family.

She neither had experience, nor the exposure to this kind of a responsibility, but she definitely had the aptitude. Vaishali spotted a job vacancy for the position of a team leader in a company called Ideal Washing Co. She bagged the job, and moved there to support her family.

While on the job, she learnt quite a few things. Her role taught her how to deal with retailers, how to keep up with market trends, and how to keep customers happy.

She also learnt a lot about the system of demand and supply. To substitute the missing part of her income, Vaishali had started making papad and pickles at home and sold them door-to-door. She would sell about four kinds of food items, barely making any money to meet her daily expenses. It was going well until, suddenly she was left without a job when the company simply vanished from the town.

But Vaishali now was a different woman. Though she had always nurtured a dream of being self-employed and doing something in the field of homemade products, she was under-confident.

But the exposure she got from working with a corporate gave her to confidence to take the plunge now. Having faced a lot of difficulties in her own life, she also wanted to help other women in her community. Creating jobs and becoming self-reliant was a great way to lead by example. Thus was born Vaishali Gruh Udyog. However, she still needed basic necessities and the guidance to apply for a business loan. And she had no idea about these things.

Neither did she have any bank transactions to show for her work experience, nor the paperwork required to apply for the loan, or a guarantor. But it was meant to be. Around the same time, she got to know about BYST from the newspaper, and immediately got in touch. BYST helped her refine her project idea and also helped with the required paperwork.

Bank officials visited her place to see the kind of work she was doing. Vaishali applied for a loan of INR 2 lakhs but the bank sanctioned INR 3 lakhs within five days of applying for the loan. With this money Vaishali was able to buy machinery to make sewai vermicelli , chips, pasta and expanded her product line to include 36 more food items.

Vaishali misses her a lot. It was Late Vidya Khare who inspired her to increase the number of food items. She had also advised Vaishali to keep improving the product quality continuously.

Her current mentor is Dr. Som Pandya owns Khadi Gramudyog and a training center. He guides her with workforce management.

It is the workforce that plays a vital role in the growth of any business. Human resource management, timely appreciation, and criticism, all form an important part of the lessons she learns diligently from Dr. He also supports Vaishali in customer management. With his support Vaishali aims to increase 5 customers every day. To replicate the impact BYST has had on her life, she attends all the events and meetings regularly.

She also encourages young women to start their own businesses based on their skill sets and makes them aware about BYST. Producing 40 kinds of food items, Vaishali today has a turnover of 40 lakhs, with an income of 90k per month. Her product-line includes mainly chivda, chakli, all types of tortillas, pickles, noodles and other homemade eatables. Initially, she would deliver the products herself by going door—to—door to spread the word about her business herself.

This way she could maintain a direct relationship with her customers and gained a better understanding of their demands and needs. Her employees have been working with her for the past ten years in the district of Wardha.

She specifically hired only women due to her strong faith in their skillsets and sincerity. She still does door-to-door selling and now her husband also helps with her unit when she is away on sales calls. Vaishali Gruh Udyog is always looking to increase their repertoire and maintain the highest level of quality in their products. By taking their business online and taking customers needs and requirements into account, they have taken an important step in improving the relationship between the customer and the company.

This will also help them further the business. Vaishali employs women from poor families and is looking to hire more as she expands her business to other districts.

With the world seeing an increase in demand for homemade products and delivery services, she has smartly decided to do both through her unit. Her main aim remains to make as many women independent as possible. She trains them, helps them realise their potential and own their identities. When COVID struck, no one could predict the length of its stay, but it was clear that the impact would be far-reaching and long-lasting.

The lockdown during the early days of the pandemic affected businesses and drove some to closure. Economies suffered worldwide, and India was no different. Needless to say, Mrs. However, she was quick to regroup and handle the fallout that was caused due to lockdown and the restrictions caused by it. She did face problems of availability of skilled workers, but maintained her relationship with her customers by providing order services both online and offline, and adding new products as per customer requests.

She also took short meetings with SHG women online to encourage them during the tough times. She stood by her employees by paying their full salaries and extending her moral support. Additionally, she took care of the health provisions of all her employees. To remain steadfast and calm in the face of crisis and work towards solutions, to take your responsibilities seriously is the mark of a successful leader.

Being flexible in your approach towards work has emerged as an important quality in the times of the pandemic and BYST is proud to work with an intuitive entrepreneur like Mrs. Her outstanding leadership skills have won her the Vijaylakshmidas Award as well. This mother of two is certainly rewriting her stories and the stories of several other women by creating jobs and by simply being an inspiration!

Swapnil was born to a lower-middle class family, but he was born with dreams that stretched way beyond the limitations set by his socio-economic condition. Being the elder son to his parents, he observed intently as his father operated his own small business out of small piece of land that he had invested in many years ago.

The amount of effort his father put in to bring home an income of INR 4. The fact that his father struggled to make two ends meet, yet never compromised when it came to the education of his sons, made a huge impact on him, even as a child. As a result, he grew up to be grounded, but with his eyes set on greater achievements. The only thing he was unsure of, was what kind of business he wanted to run, or how to go about it.

Though still in school, he was so motivated by his dream of becoming an entrepreneur that he got in touch with BYST. That was Starting then, he attended every single BYST workshop even through his college and continues to do so till date. He feels every single time he attends a workshop, he gets to learn something new which helps his business knowhow. Post college, he started working with a radiator manufacturing factory where he took up welding. It was while working here, that he realized he liked this area of work.

So, when the factory owner decided to close the business down, Swapnil approached BYST to help him start his own manufacturing unit. BYST connected him to his mentor, Mr. Subhash Shejwal, who is also an engineer by degree, and an established serial entrepreneur with business interests in several sectors, including manufacture of engineering components and service industry. Shejwal helped Swapnil refine his project idea, connected him to many industries who would require radiators, and guided him at each step.

Initially, when Swapnil hesitated as he was unsure about withdrawing a loan for a big amount from the bank to start his manufacturing business, it was Mr.

Shejwal who encouraged him to stay confident. In , Swapnil started manufacturing radiators. His thirst for knowledge being unquenchable, Swapnil continues to learn from BYST and his mentor, and has included learning about asset and project planning under Mr.

When Swapnil talks about his mentor, his eyes sparkle. Sejwal helped me learn how to network, he guided me about proper investments, and taught me how to save effectively. Continuous interactions between the two has led Swapnil to develop many processes and innovations in his company. Radiators are used for cooling down distribution transformers. While traditionally radiator manufacturers weld the radiator fins from inside the pipe, Sky Power welds the fin from outside the pipe. This innovation cools transformers faster, consumes less power as compared to the conventional radiators and takes less space.

The product becomes more cost effective without losing its efficacy. These pipes are also easier to repair since they are outside, making the process simpler, less time consuming and cheaper. Passing this cost advantage to the customer by delivering the best quality at a lowest cost, Swapnil has created a customer-base in Pune, Mumbai, Goa, Telangana, and Karnataka in the past four years. He now has around 70 customers.

Since , his turnover has increased from 35 lakhs to over 1. Juliana Martinez Franzoni. Y Immajati. A useful background material for those interested on the gender dimension macro economic policies, especially sponsored by IMF. Lejla Somun-Krupalija. The first part of the report provides an outline of the current economic situation in country, followed by a review of gender equality and employment figures and the relevant legislation in each field. The impact and application of this legislation is also explored.

The second chapter deals with the main reasons for the lower level of employment of women in the country. It concludes with a short analysis of how traditional stereotypes are shaping the gender segregation of labour in Bosnia and Herzegovina. Anuradha Seth. Caroline Allen. Andrea Kaufmann , Caecilie Schildberg. Mieke Meurs. This manual on gender and economics is intended to provide basic and intermediate level training to development practitioners including governments and policy and programme staff in international development agencies.

More specifically, the manual: 1 introduces participants to economics in general and presents feminist approaches to macroeconomics, microeconomics and international economics; 2 exposes participants to critical analyses of global and regional economic trends, including those related to economic crises; 3 enhances the skills of participants in formulating gender-responsive economic policy for programme implementation, policymaking, and advocacy; and 4 strengthens the capacity of participants to network with other development practitioners, scholars and policymakers.

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